Insurance Coverage for Small Businesses

Excess Liability Coverage

These are liability limits available over and above the maximum limit your carrier of choice may write. They can be accomplished in two ways: Excess limits can typically be added at extra cost to the underlying package policy in "chunks" of $500,000 or $1 million dollar layers sometimes up to $5 million.

SOMETHING TO KEEP IN MIND: Your carrier of choice may offer lower limits, which may look attractive from a premium standpoint. But savvy business owners should contemplate liability limits of at least one million dollars. The additional cost is usually affordable and, in today's litigious environment, makes good sense.

Business Property Insurance

Worker's Compensation Insurance

Employment Practices Liability Coverage

Life Insurance

Liability Insurance

Other Insurance